# Page 2 of 3

## 178412-88

### 9. NONRENEWAL

If we decide not to renew this policy, we will send notice with the reason for nonrenewal below along with the premium adjustment, if any, as provided in Condition 11.

### H. The Following CONDITIONS are added and supersede any other provisions to the contrary:

#### (A) If this Policy is cancelled, we will send the first Named Insured at the address shown in the Policy and the authorized agent or broker.

#### (B) We will mail or deliver our notice-in including the reason for the first Named Insured at the address shown in the first Named Insured's policy, within fifteen (15) days before the effective date of cancellation.

#### (C) Cancellation of policies in effect for more than sixty (60) days, or if this policy is a renewal of continuation of a policy, we will provide a notice of cancellation at least fifteen (15) days before the effective date of cancellation.

#### (D) We will mail or deliver our notice-in including the reason for the first Named Insured at the address shown in the first Named Insured's policy, within fifteen (15) days after the date of cancellation.

#### (E) Material change in the nature of the exposure of the risk, commencing after issuance of this annual renewal premium, which causes the risk of loss to be substantially and materially increased beyond that contemplated at the time the policy was issued or last renewed, which causes the risk of loss to be substantially and materially increased beyond that contemplated at the time the policy was issued or last renewed, shall be considered the end of the period.

#### (F) The mailing of notice of cancellation shall be sufficient proof of notice, and the effect of cancellation of unearned premium shall be calculated from the date of cancellation.

#### (G) Condition 6 Payment of Loss is renumbered as Condition 6 Payment of Loss.

#### (H) A determination by the Superintendent incident to the continuation of the policy would violate or impair the interests of our policyholders, our records, or the public interest of the policyholder, or

#### (I) Required pursuant to a decree.