This endorsement modifies such insurance as is afforded by the provisions of the policy relating to the following:

| POLICY NO | EFFECTIVE DATE | AGENCY NO | ADD'L PREMIUM | RETURN PREMIUM |
|-----------|----------------|------------|---------------|----------------|
| GA 8570500 |                |            |               |                 |

Named Insured

This endorsement is issued by that company named below which is the insurer under the policy designated above issued to the Named Insured and forms a part of said policy as of the effective date hereof, at the hour stated in the policy Declarations.

UNINSURED MOTORISTS INSURANCE CHANGE IN LIMITS OF LIABILITY

IT IS AGREED THAT IF THE ACCIDENT OCCURS IN A STATE WHERE THE LIMITS SET FORTH FOR UNINSURED MOTORISTS INSURANCE EXCEED THE APPLICABLE LIMITS STATED IN THE DECLARATIONS, THE LIMIT OF THE COMPANY'S LIABILITY FOR THE COVERAGE SHALL BE THE APPLICABLE LIMIT SET FORTH IN SUCH LAW.

ZURICH INSURANCE COMPANY
AMERICAN GUARANTEE AND LIABILITY INSURANCE COMPANY

Countersigned: ___________________________ Duty authorized agent
Form 117 50M 367
BY: ________________________ FACTOR use with policy series 950 and 70500

United States Manager (Zurich)
President (American Guaranty)
Secretary (American Guaranty)

Z 007007