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**Insured:** INTERNATIONAL BUSINESS MACHINES CORPORATION  
**Policy No.:** XLUMB-00704  
**Endorsement No.:** 12  
**Effective Date:** MAY 21, 1997

**RETROACTIVE COVERAGE ENDORSEMENT (I) (CONT'D)**

7) The explosion and fire at the Phillips Petroleum Plant in Pasadena, Texas on October 23, 1989.

8) The fire and explosion at the Arco Chemical Co. Chemical Plant in Channel View, Texas on July 5, 1990.

9) The explosion and fire at the Imperial Foods plant in Hamlet, North Carolina on September 3, 1991.

10) The explosion of the World Trade Center in New York on February 26, 1993.

11) The fire at Milliken & Company, LaGrange, Ga, on January 31, 1995.

12) The explosion at the A.P. Murragh Building in Oklahoma City, Oklahoma on April 19, 1995.

13) The fire at Malden Mills, Lawrence, Ma, on December 11, 1995.

14) Employer's liability (whether under workers' compensation laws or otherwise) as respects personal injury at any time arising out of the course of employment prior to the Inception date of this Coverage of any employee of the Insured.

Ref: XS4-069.01  
(CONT'D....)

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