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**Insured:** INTERNATIONAL BUSINESS MACHINES CORPORATION  
**Policy No:** XLUMB-00704  
**Endorsement No:** 12  
**Effective Date:** MAY 21, 1997  

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**RETROACTIVE COVERAGE ENDORSEMENT (I)**

15) Any liability in respect of personal injury or alleged personal injury (including, without limitation, fear or anxiety claims) or advertising liability arising out of any product consisting in whole or in part of silicone (liquid, gel, solid or in any other form) used for implantation or injection into the human body or any liability otherwise arising out of or related to medical or cosmetic internal use in humans of silicone.

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**X.L. INSURANCE COMPANY, LTD.**

By: **LYLE MCCOY**  
Title: **VICE PRESIDENT**  
Date: JUNE 30, 1997  

Ref: XS4-069.01

XL