# INCORPORATION OF SCHEDULES BY REFERENCE ENDORSEMENT

The following schedules submitted with the Excess Liability Policy Application are hereby incorporated by reference as if physically attached to the Policy:

- Schedule A dated APRIL 3, 1996
- Schedule B dated OCTOBER 29, 1996
- Schedule C dated APRIL 3, 1996

It is agreed that the only purposes of Schedules A, B and C are to set forth the following information as respects the corresponding indicated provisions of the Policy, and nothing contained in such Schedules shall affect application of any other provisions of the Policy:

| Schedule | Information | Policy Provision |
|----------|-------------|------------------|
| A        | additional insured entities | III.P (2) (b) |
| B        | underlying insurance | II.A (1) |
| C        | exceptions to Watercraft exclusion | IV.J |

**X.L. INSURANCE COMPANY, LTD.**

By: **LYLE MCCOY**

Title: **VICE PRESIDENT**

Date: **DECEMBER 17, 1996**

Ref: **XS4-047.02**

XL