**CHANGE OF INSURED'S ADDRESS ENDORSEMENT**

It is hereby understood and agreed that as of the Effective Date shown above the address of the Named Insured as shown under Item 1(b) on the "Declarations" is changed to read as follows:

OLD ORCHARD ROAD
MAIL DROP: 230
ARMONK, NEW YORK 10504
USA

For the purpose of determining the time zone with respect to 12:01 A.M. on the Inception Date, the above address shall be used in the event the time zone differs from that of the previous address.

All other terms and conditions of this Policy remain unchanged.

**X.L. INSURANCE COMPANY, LTD.**

By:
**LYLE MCCOY**

Title: **VICE PRESIDENT**

Date: **FEBRUARY 24, 1997**

Ref: **XS4-021.01**

XL