# TABLE OF CONTENTS

**NOTICE:** THIS TABLE OF CONTENTS IS FOR REFERENCE PURPOSES ONLY. IT IS NOT PART OF THE TERMS, CONDITIONS OR EXCLUSIONS OF THIS POLICY AND IS NOT INTENDED TO AFFECT THE MEANING OF SUCH TERMS, CONDITIONS OR EXCLUSIONS.

| Article | Page |
| --- | --- |
| Article I | COVERAGE | 1 |
| Article II | LIMITS OF LIABILITY | 1 |
| Article III | DEFINITIONS | 3 |
|  | A. Advertising Liability | 3 |
|  | B. Aircraft | 4 |
|  | C. Annual Period | 4 |
|  | D. Automobile | 4 |
|  | E. Bodily Injury | 4 |
|  | F. Claim | 4 |
|  | G. Damages | 4 |
|  | H. Defense Costs | 5 |
|  | I. Discharge | 5 |
|  | J. Discovery Period | 5 |
|  | K. Executive Officer | 5 |
|  | L. (1) Nature of Expectation or Intent | 5 |
|  |  | (2) Timing of Determination | 6 |
|  |  | (3) Commercial Risk | 6 |
|  | M. Inception Date | 7 |
|  | N. Incidental Watercraft Use | 7 |
|  | O. Industrial Aid Aircraft Use | 7 |
|  | P. Insured | 8 |
|  | Q. Insured's Products | 10 |
|  | R. Integrated Occurrence | 11 |
|  | S. Joint Venture | 11 |
|  | T. Named Insured | 11 |
|  | U. Notice of Integrated Occurrence | 11 |
|  | V. Occurrence | 11 |
|  | W. Personal Injury | 12 |
|  | X. Policy Period | 12 |
|  | Y. Pollutant | 12 |
|  | Z. Product Pollution Liability | 13 |

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