H. "Defense Costs" means reasonable legal costs and other expenses incurred by or on behalf of the Insured in connection with the defense of any actual or anticipated Claim, including attorneys' fees and disbursements, law costs, premiums on attachment or appeal bonds, pre-judgment and post-judgment interest, expenses for experts and for investigation, adjustment, appraisal and settlement, excluding the salaries, wages and benefits of the Insured's employees and the Insured's administrative expenses.

I. "Discharge" means discharge, emission, dispersal, migration, release or escape (or any series of such of a similar nature at the same site) but does not include any discharge, emission, dispersal, migration, release or escape to the extent that the Pollutants involved remain confined within the building or other man-made structure in which they initially were located.

J. "Discovery Period" means the period, if applicable, commencing upon the Termination Date of Coverage A of this Policy and ending on the earlier of expiration of the last Annual Period for which Coverage B is elected as provided in Condition S hereof or the effectiveness of cancellation pursuant to Condition L hereof.

K. "Executive Officer" means the Chairman of the Board, Chief Executive, Operating, Financial and Administrative Officers, Managing Director, and any Vice President (including, without limitation, Executive and Senior levels) and any manager in the Risk Management or Law Department of the Named Insured or, if the Named Insured is not the principal operating company insured hereunder, of the Insured which is the principal operating company; if any of such designations are not applicable, the equivalent level personnel shall be substituted.

L. (1) Nature of Expectation or Intent

Personal Injury, Property Damage or Advertising Liability shall be "Expected or Intended" where:

(a) actual or alleged Personal Injury, Property Damage or Advertising Liability is expected or intended by an Insured;

(b) as respects an Integrated Occurrence, an Insured has historically experienced a level or rate of actual or alleged Personal Injury or Property Damage;