# 17

## G. WAR

**Personal Injury, Property Damage or Advertising Liability directly or indirectly occasioned by, happening through or in consequence of war, invasion, hostile action of foreign enemies, hostilities (whether war be declared or not), civil war, rebellion, revolution, insurrection, military or usurped power or confiscation or nationalization or requisition or destruction of or damage to property by or under the order of any government or public or local authority; provided, however, that this Exclusion G shall not apply to Personal Injury, Property Damage or Advertising Liability:**

(1) taking place in and caused by the foregoing events in the land area of the United States of America, its territories or possessions, Puerto Rico or Canada; or

(2) caused by any act or acts committed by one or more persons, whether or not agents of a sovereign power, for political or terrorist purposes where (a) such person or persons are not acting on behalf of a government, governmental authority or other power (usurped or otherwise) which exercises de facto jurisdiction over part or all of the populated land area of the country in which the Personal Injury or Property Damage takes place; and (b) if such person or persons are acting as an agent or agents of any government recognized de jure by a majority of Belgium, Canada, France, Germany, Japan, the United Kingdom and the United States, such person or persons are acting secretly and not in connection with the operation of regular military or naval armed forces in the country where the Personal Injury or Property Damage takes place.

## H. TOXIC SUBSTANCES

**Personal Injury, Property Damage or Advertising Liability arising out of the manufacture, distribution, sale, installation, removal, utilization, ingestion or inhalation of, or exposure to or existence of, as the case may be:**

(1) asbestos or any asbestos-containing materials; provided, however, that this Exclusion H shall not apply to Property Damage arising out of asbestos not contained in the Insured's Products as a result of explosion, hostile fire or lightning;

(2) tobacco or any tobacco products (or ingredients of, or used in the manufacture or production of, such products);

(3) 2,3,7,8-TCDD (2,3,7,8-tetrachlorodibenzo-p-dioxin);