# WATERCRAFT

Liability arising out of the design, construction, maintenance, sale, manning, ownership or operation of any Watercraft, but this Exclusion J shall not apply to:

(1) Watercraft or risks listed on Schedule C hereto and any additional Watercraft acquired in the ordinary course of business during the Policy Period which are of a similar type and use as the Watercraft listed on Schedule C; provided, however, that the aggregate gross tonnage of all such additional Watercraft shall not exceed 20% of the gross tonnage of Watercraft listed on Schedule C;

(2) loading or unloading of any Watercraft at premises owned, leased or controlled by the Insured;

(3) liability for any Personal Injury or Property Damage to third parties arising out of or allegedly arising out of Incidental Watercraft Use (provided that damage to the hull or any portion, component or equipment of the Watercraft owned, leased or chartered by the Insured or to its cargo contents shall not constitute Property Damage to third parties);

(4) liability for Personal Injury, Property Damage or Advertising Liability arising out of the design, construction, maintenance or sale by the Insured of any Watercraft less than 75 feet in length; or

(5) Personal Injury, Property Damage or Advertising Liability arising out of or alleged to arise out of design, manufacture, maintenance or sale by the Insured of any component part or equipment of any Watercraft.

# POLLUTION

(1) (a) liability for Personal Injury, Property Damage or Advertising Liability arising out of the Discharge of Pollutants into or upon land or real estate, the atmosphere, or any watercourse or body of water whether above or below ground or otherwise into the environment; or

(b) liability, loss, cost or expense of any Insured or others arising out of any direction or request, whether governmental or otherwise, that any Insured or others test for, monitor, clean up, remove, contain, treat, detoxify or neutralize Pollutants.