# MANNER OF NOTICE

(1) Notice of Occurrence must explicitly be designated as such in writing and must be directed to the Company's Claims Department at the address set forth in Item 8(a) of the Declarations.

(2) Information (including, without limitation, information about pending and/or prior claims, reserves or payments, loss runs, etc.) submitted (whether face-to-face, by mail, telex, courier, facsimile or otherwise) to the Company's underwriter(s) (whether in an initial or annual renewal application/submission or otherwise) shall not constitute notice of Occurrence. All material directed to the Company at the address indicated in Item 8(b) of the Declarations shall be deemed to have been submitted to the Company's underwriters (unless otherwise acknowledged by the Company in writing).

## VI CONDITIONS

### A. PREMIUM

The premium for this Policy is a flat premium and is not subject to adjustment, except as specifically provided herein. The premium shall be paid to the Company.

### B. INSPECTION

The Company shall be permitted but not obligated to inspect the Insured's property, operations, books, records and files at any time. Neither the Company's right to make inspections nor the making thereof or of a report thereon shall constitute an undertaking on behalf of or for the benefit of the Insured or others to determine or warrant that such property or operations are safe or are in compliance with any statute, law, ordinance, rule or regulation.

### C. CROSS LIABILITY

In the event of a Claim being made by reason of Personal Injury suffered by an employee of one Insured hereunder for which another Insured hereunder is or may be liable, this Policy shall cover such Insured against whom such a Claim is made or may be made in the same manner as if separate policies had been issued to each Insured hereunder.