**Policy Number:** NEA 0109021

**Insured:** International Business Machines Corporation  
**By:** Planet Insurance Company  

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**POLLUTION EXCLUSION AMENDMENT**

It is understood and agreed that Exclusion (a) is amended to read as follows:

**(aI)** to any liability arising directly or indirectly out of or in connection with the discharge, dispersal, release or escape or seepage of oil, petroleum substances or derivatives (including any oil, refuse or oil mixed with wastes), smoke, vapors, soot, fumes, acid, alkalis, toxic chemicals, liquids or gases, waste materials or other irritants, contaminants, or pollutants into or upon land, the atmosphere or any watercourse or body of water, bog, marsh, swamp or wetland and including but not limited to hazardous substances in the ground water, the subsoil or anything contained therein.

**(aII)** This exclusion shall also apply to any liability arising from any loss, cost or expense incurred in testing for, monitoring cleaning up, removing, containing, treating, detoxifying or neutralizing pollutants in connection with anything contained in the preceding section (aI).

It is further understood and agreed that section (aI) above does not apply to any liability caused by heat, smoke or fumes from hostile fire if such fire does not arise out of the handling, storage, transportation, disposal, processing or treatment of waste or the testing for, monitoring, cleanup, removal, containment, treatment, detoxification or neutralization of pollutants.

As used in this exclusion, a Hostile Fire means one which becomes uncontrollable or breaks out from where it was intended to be.

The extension of coverage provided by this endorsement shall not apply unless the underlying insurance set forth in Item 5 of the Declarations provides coverage which is identical to or broader than the coverage provided by this endorsement.

**Effective Date of Endorsement:** 5/21/93  
**Endorsement No.:** 5  
**(12:01 A.M. Standard Time)**

All other terms and conditions of this policy remain unchanged.

**POE(HF): RG-11/92**

**DC: bsp 6/8/93**

**Authorized Representative**

**INSURED COPY**