# Henry Ward Johnson

## Lead Umbrella
### Terms and Conditions:

**Exclusions:** Satellite, Air Traffic Control, Aircraft Products and Grounding, Named Perils and Time Element Pollution, Data Processing E&O

**Attachments:** Named Insured Endt., Non Owned Auto Endt., Insurance Company Endt., Non Cumulation of Limits Endt., Financial Institutions Endt., Joint Venture Endt.

**Following Form:** Foreign, Employee Benefits, Contractual

This evidence of insurance is issued for the period May 21, 1997 to May 21, 1998 and is subject to all terms and conditions of, and shall be automatically terminated and superseded by, the policy when issued.

**NOTE:** Regardless of the terms and conditions requested, this evidence of insurance contemplates only the terms, conditions, warranties and exposure represented above. This company shall not be bound for any other terms or conditions than those stated above unless agreed to by the company in writing.

Subject to **25% minimum and earned premium in the event of mid-term cancellation.**

Issued at New York, New York this 20th day of May, 1997.

The undersigned are not the insurers, however, coverage has been effected by Henry Ward Johnson & Company, Incorporated.

**HENRY WARD JOHNSON & COMPANY, INCORPORATED**

BY _____________ Robin D. Koller

Henry Ward Johnson & Co., Inc.
30 Broad Street / 28th Floor / New York NY 10004
Fax: 212-480-1098
212-480-0990