# Cross Umbrella Liability Policy

**No:** REL-300-007504-020 TDF2  
**Issued To:** International Business Machines Corporation  
**Expires:** May 21, 1973  

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The named insured is hereby notified that by virtue of this policy he is a member of Liberty Mutual Insurance Company and is entitled to vote either in person or by proxy at any and all meetings of said company.

This policy is classified in Dividend Class I — General Class.

The annual meetings are held at its home office, Boston, Massachusetts, on the second Wednesday of April in each year, at eleven o'clock in the morning.

This policy is nonassessable.