# COMMERCIAL GENERAL LIABILITY

## THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

## EMPLOYMENT-RELATED PRACTICES EXCLUSION

This endorsement modifies insurance provided under the following:

**COMMERCIAL GENERAL LIABILITY COVERAGE PART**

1. The following exclusion is added to COVER-AGE A (Section I):
   - **a. "Bodily injury" arising out of any:**
     1. Refusal to employ;
     2. Termination of employment;
     3. Coercion, demotion, evaluation, reassignment, discipline, defamation, harassment, humiliation, discrimination or other employment-related practices, policies, acts or omissions; or
     4. Consequential "bodily injury" as a result of (1) through (3) above.
   This exclusion applies whether the insured may be held liable as an employer or in any other capacity and to any obligation to share damages with or to repay someone else who must pay damages because of the injury.

2. The following exclusion is added to COVER-AGE B (Section I):
   - **c. "Personal injury" arising out of any:**
     1. Refusal to employ;
     2. Termination of employment;
     3. Coercion, demotion, evaluation, reassignment, discipline, defamation, harassment, humiliation, discrimination or other employment-related practices, policies, acts or omissions; or
     4. Consequential "personal injury" as a result of (1) through (3) above.

**CG 21 47 09 89**
Copyright, Insurance Services Office, Inc., 1988
Z 006791