# ENDORSEMENT #2
10/7/85 1Jt

**Crum and Forster**
*insurance organizations*

**Additional Premium:**
- **Return Premium:**

**Effective on and after:** MAY 21, 1985, 12:01 AM Standard Time
**this endorsement forms part of policy No.:** 522-051847-2
**Expiration Date:** MAY 21, 1986

**Issued to:** INTERNATIONAL BUSINESS MACHINES CORPORATION
**By:** THE NORTH RIVER INSURANCE Company

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**POLLUTION EXCLUSION**

FOR AND IN CONSIDERATION OF THE PREMIUM CHARGED, IT IS UNDERSTOOD AND AGREED THAT THE COMPANY SHALL NOT BE OBLIGATED TO:

(1) MAKE PAYMENT FOR ANY LOSS; OR
(2) PROVIDE DEFENSE

IN CONNECTION WITH ANY CLAIM MADE AGAINST AN INSURED, WHICH CLAIM ARISES OUT OF, RELATES TO, OR IS BASED UPON, THE DISPERSAL, DISCHARGE, ESCAPE, RELEASE OR SATURATION OF SMOKE, VAPORS, SOOT, FUMES, ACIDS, ALKALIS, TOXIC CHEMICALS, LIQUIDS, GASES OR ANY OTHER MATERIAL, IRRITANT, CONTAMINANT OR POLLUTANT IN OR INTO THE ATMOSPHERE, OR ON, ONTO, UPON, IN OR INTO SURFACE OR SUB-SURFACE:

(a) SOIL;
(b) WATER OR WATERCOURSES;
(c) OBJECTS;
(d) ANY TANGIBLE OR INTANGIBLE MATTER;

WHETHER SUDDEN OR NOT.

THIS EXCLUSION APPLIES TO ANY CLAIM BY WHOMEVER OR WHATSOEVER MADE, INCLUDING, BUT NOT LIMITED TO, ANY PUBLIC, PRIVATE OR GOVERNMENTAL PERSON, CONCERN, BODY, ENTITY, AGENCY, OFFICE OR CORPORATION.

All other terms and conditions of this policy remain unchanged.

**AUTHORIZED REPRESENTATIVE**

FM 00.193 (B-67) PRINTED 9-84