# Endorsement

**THIS ENDORSEMENT EFFECTIVE MAY 21, 1993**

**FORMS PART OF POLICY NUMBER 531-206534-7**

**ISSUED TO INTERNATIONAL BUSINESS MACHINES CORP.**

**BY INTERNATIONAL INSURANCE COMPANY**

**F. EXPENSES.** Loss and legal expenses incurred by the insured with the consent of the company in the investigation or defense of claims, including court costs and interest, shall be paid by the company. Salaries and expenses of the insured's employees shall not be considered as part of the above expenses. Expenses thus paid by the company shall be in addition to the limit of liability stated in Declaration 6.

**IV. CONDITION G., NOTICE OF OCCURRENCE, IS AMENDED TO INCLUDE THE FOLLOWING:**

A notice given by, or on behalf of, the insured, or written notice by, or on behalf of, the injured person or any other claimant, to any licensed agent of ours in New York State with particulars sufficient to identify you, shall be deemed notice to us.

**V. CONDITION J., CANCELLATION, IS AMENDED TO INCLUDE THE FOLLOWING:**

A. We may cancel this policy by mailing or delivering to the first "named insured" written notice of cancellation at least:

(1) 15 days before the effective date of cancellation, if we cancel for non-payment of premium; or

(2) 20 days before the effective date of cancellation, if we cancel for any other reason.

But, if this policy:

(1) Has been in effect for 60 days or more; or

(2) Is a renewal of a policy we issued:

We may cancel this policy by mailing or delivering written notice of cancellation at least 15 days before the effective date of cancellation for one or more of the following reasons only:

(A) Nonpayment of premium;

(B) Conviction of a crime arising out of acts increasing the hazard insured against;

(C) Discovery of fraud or material misrepresentation in obtaining the policy or making a claim;

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ENDORSEMENT NO. 5
658
(10-33)