**ZURICH-AMERICAN**

**Endorsement**

| Policy No | Eff. Date of Pol. | Exp. Date of Pol. | Eff. Date of End | Agency No. | Add'l Premium | Return Premium |
|-----------|-------------------|------------------|-----------------|------------|---------------|----------------|
| 32-7x-479-56 | 3/21/84 | 5/21/90 | 5/21/88 | 50-515-616 | $ | $ |

**Named Insured:** INTERNATIONAL BUSINESS MACHINES CORP., STAL

**Address (including Zip Code):** ARMONK, NEW YORK 10504

This endorsement is issued by the company designated in the Declarations which is the insurer under the above numbered policy issued to the Named Insured and forms a part of said policy as of the effective date hereof, at the hour stated in the policy Declarations.

This endorsement changes such insurance as is afforded by provisions of the policy relating to the following:

**COMPREHENSIVE GENERAL LIABILITY**

**ASBESTOS ENDORSEMENT**

IN CONSIDERATION OF THE PREMIUM CHARGED, IT IS UNDERSTOOD AND AGREED, THAT THIS POLICY DOES NOT EXTEND TO OR PROVIDE COVERAGE OR INDEMNITY FOR ANY CLAIM, DIRECTLY OR INDIRECTLY, BASED UPON, ARISING OUT OF OR RELATED TO:

(A) ASBESTOS OR ANY ASBESTOS RELATED INJURY OR DAMAGE; OR

(B) ANY ALLEGED ACT, ERROR, OMISSION OR DUTY INVOLVING ASBESTOS, ITS USE, EXPOSURE, PRESENCE, EXISTENCE, DETECTION, REMOVAL, ELIMINATION OR AVOIDANCE; OR

(C) THE USE, EXPOSURE, PRESENCE, EXISTENCE, DETECTION, REMOVAL, ELIMINATION OR AVOIDANCE OF ASBESTOS IN ANY ENVIRONMENT, BUILDING OR STRUCTURE.