# Zurich-American Insurance Companies

## Endorsement #3
**PG. 3**

**This endorsement changes the policy. Please read it carefully.**

| Policy No. | Eff. Date of Pol. | Exp. Date of Pol. | Eff. Date of End | Agency No. | Add'l Premium $ | Return Premium $ |
|------------|-------------------|------------------|-----------------|------------|-----------------|-----------------|
| CXL 32 78 678 | 5/21/84 | 5/21/89 | 5/21/84 | 50-515-810 | $ | $ |

**This endorsement is issued by the company named in the Declarations. It changes the policy on the effective date listed above at the hour stated in the Declarations.**

**Named Insured:** INTERNATIONAL BUSINESS MACHINES CORP.
**Address (including Zip Code):** ARMONK, N.Y. 10504

**This endorsement changes such insurance as is afforded by provisions of the policy relating to the following:**

**FOR THE PURPOSES OF THIS INSURANCE ONLY, PHYSICIANS AND NURSES EMPLOYED BY THE NAMED INSURED ON A FULL OR PART-TIME BASIS SHALL BE CONSIDERED TO BE ACTING WITHIN THE SCOPE OF THEIR EMPLOYMENT WHILE SUCH PHYSICIANS OR NURSES ARE ENGAGED IN ACTIVITIES GENERALLY REFERRED TO AS "CONSULTATION."**

**IT IS FURTHER AGREED THAT COVERAGE IS PROVIDED FOR FULL TIME DOCTORS EMPLOYED BY IBM WHILE ACTING IN GOOD FAITH TO NEIGHBORS OR FRIENDS BY PERFORMING SUCH ACTS OR DUTIES AS TAKING OF TEMPERATURES, BLOOD PRESSURE ETC., AND SUGGESTING MEDICATION.**

**THIS ENDORSEMENT EXCLUDES ALL COVERAGE FOR ANY OTHER MEDICAL PRACTICE PERFORMED FOR RENUMERATION, WITH THE SOLE EXCEPTION OF WORK PERFORMED IN THE COURSE OF THEIR EMPLOYMENT WITH IBM.**

**Countersigned:**
**Authorized Representative**

**U-CA-161-A (7-81 ed)**