# Zurich-American Insurance Companies

## Endorsement #4

**PAGE 3**

**This endorsement changes the policy. Please read it carefully.**

| Policy No. | Eff. Date of Pol. | Exp. Date of Pol. | Eff. Date of End. | Agency No. | Add'l Premium | Return Premium |
|------------|-------------------|------------------|------------------|------------|---------------|----------------|
| CGL 32 78 678 | 5/21/84 | 5/21/89 | 5/21/84 | 50-515-810 | $ | $ |

**This endorsement is issued by the company named in the Declarations. It changes the policy on the effective date listed above at the hour stated in the Declarations.**

**Named Insured:** INTERNATIONAL BUSINESS MACHINES CORP.

**Address (including Zip Code):** ARMONK, N.Y. 10504

**This endorsement changes such insurance as is afforded by provisions of the policy relating to the following:**

**ADVERTISERS' LIABILITY COVERAGE PART (CONT.)**

1. **PHYSICAL PROPERTY DAMAGE OR FOR DAMAGES WHICH MAY BE ATTRIBUTED TO, OR ARE A DIRECT OR CONSEQUENTIAL RESULT OF BODILY INJURY TO OR DEATH OF ANY PERSON, WHATEVER THE CAUSE OF SUCH INJURY OR DEATH;**
2. **INFRINGEMENT OF TRADE MARK, SERVICE MARK OR TRADE NAME, NOR SHALL THIS COVER ANY CLAIMS OR SUIT FOR UNFAIR COMPETITION BASED UPON INFRINGEMENT OF TRADE MARK, SERVICE MARK, OR TRADE NAME;**
3. **INCORRECT DESCRIPTION OF ANY ARTICLE OR COMMODITY OR ANY MISTAKE IN ADVERTISED PRICE OR ANY CLAIM OR SUIT BASED UPON OR ARISING OUT OF ALLEGED FALSE, MISLEADING, DECEPTIVE, FRAUDULENT OR MISREPRESENTING ADVERTISING OR TO ANY CLAIM OR SUIT FOR UNFAIR COMPETITION BASED THEREON;**
4. **LIABILITY OF OTHERS ASSUMED BY THE INSURED UNDER ANY CONTRACT OR AGREEMENT EXCEPT A CONTRACT AS DEFINED HEREIN;**
5. **ANY CLAIM, SUIT OR ACTION BROUGHT AGAINST THE INSURED BECAUSE OF AN ACT COMMITTED BY THAT INSURED WITH KNOWLEDGE THAT THE SAME CONSTITUTED ANY OF THE HAZARDS INSURED BY THIS POLICY,**
6. **ANY CLAIM UNLESS RESULTING FROM EVENTS OCCURRING DURING THE EFFECTIVE PERIOD OF THIS POLICY. IF SUCH EVENTS SHALL HAVE OCCURRED OR HAVE BEEN INITIATED PRIOR TO THE EFFECTIVE DATE HEREOF AND SHALL HAVE BEEN RESPECTED OR CONTINUED DURING THE POLICY PERIOD, OR SHALL BE REPEATED OR CONTINUED, THEREAFTER, THEN THE COMPANY'S LIABILITY SHALL BE LIMITED TO THAT PROPORTION OF THE TOTAL CLAIM OR JUDGMENT WHICH THE NUMBER OF EVENTS DURING THE POLICY PERIOD UPON WHICH THE CLAIM IS BASED, BEARS TO THE TOTAL NUMBER OF EVENTS UPON WHICH SUCH CLAIM IS BASED.**

**Countersigned:**

**Authorized Representative**

**U-CA-161-A (7-81 ed)**