# Zurich-American Insurance Companies

## Endorsement #16

**This endorsement changes the policy. Please read it carefully.**

| Policy No | Eff. Date of Pol. | Exp. Date of Pol. | Eff. Date of End. | Agency No. | Add'l Premium | Return Premium |
|-----------|-------------------|------------------|------------------|------------|---------------|----------------|
| OGL 32 78 678 | 5/21/84 | 5/21/89 | 5/21/84 | 50-515-810 | $ | $ |

**This endorsement is issued by the company named in the Declarations. It changes the policy on the effective date listed above at the hour stated in the Declarations.**

**Named Insured:** INTERNATIONAL BUSINESS MACHINES CORP.

**Address (including Zip Code):** ARMOR, N.Y. 10504

**This endorsement changes such insurance as is afforded by provisions of the policy relating to the following:**

**UNINTENTIONAL ERRORS & OMISSIONS**

**UNINTENTIONAL ERRORS OR OMISSIONS SHALL NOT PREJUDICE THIS INSURANCE.**

**Countersigned:**

**Authorized Representative**