# Zurich-American Insurance Companies

## Endorsement #31

**Policy No:** CGL 32-78-678-00  
**Eff. Date of Pol.:** 5/21/84  
**Exp. Date of Pol.:** 5/21/89  
**Eff. Date of End.:** 5/21/84  
**Agency No.:** 50-515-810  
**Add'l Premium:** $  
**Return Premium:** $  

**Named Insured:** INTERNATIONAL BUSINESS MACHINES CORP., ETAL  
**Address (including Zip Code):** ARMONK, NEW YORK 10504  

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This endorsement is issued by the company designated in the Declarations which is the insurer under the above numbered policy issued to the Named Insured and forms a part of said policy as of the effective date hereof, at the hour stated in the policy Declarations.

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**This endorsement changes such insurance as is afforded by provisions of the policy relating to the following:**

**COMPREHENSIVE GENERAL LIABILITY**

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**IT IS AGREED AS RESPECTS ENDORSEMENT #1, PAGE 1, SECTION #2 IS AMENDED IN PART TO READ:**

2: THE POLICY SHALL INCLUDE AS AN ADDITIONAL INSURED ALL THOSE PERSONS OR ENTITIES TO WHOM THE NAMED INSURED HAS AGREED TO PROVIDE SUCH PROTECTION.

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**JOHNSON & HIGGINS**  
**JJied 8/29/85**

**Countersigned:**  
**Authorized Representative:**  
**U-GL-113-A (7-81 ed.)**