# Zurich-American Insurance Companies

## Endorsement

| Policy No. | Eff. Date of Pol. | Exp. Date of Pol. | Eff. Date of End | Agency No. | Add'l Premium | Return Premium |
|------------|-------------------|-------------------|------------------|------------|---------------|----------------|
| CGL 32 78 678-01 | 5/21/84 | 5/21/89 | 10/1/85 | 50-515-810 | $ | $ |

**Named Insured:** INTERNATIONAL BUSINESS MACHINES CORP  
**Address (including Zip Code):** ARMONK, NEW YORK

This endorsement is issued by the company designated in the Declarations which is the insurer under the above numbered policy issued to the Named Insured and forms a part of said policy as of the effective date hereof, at the hour stated in the policy Declarations.

This endorsement changes such insurance as is afforded by provisions of the policy relating to the following:

**COMPREHENSIVE GENERAL LIABILITY**

**SEVERABILITY OF INTERESTS ENDORSEMENT**

THE TERM "THE INSURED" IS USED SEVERALLY AND NOT COLLECTIVELY, BUT THE INCLUSION HEREIN OF MORE THAN ONE INSURED SHALL NOT OPERATE TO INCREASE THE LIMITS OF THE COMPANY'S LIABILITY.

JOHNSON & HIGGINS

Countersigned: _______________________

Authorized Representative: _______________________

U-GL-113-A (7-81 ed.)