Such notice shall be given as soon as practicable and, in any event, during the Policy Period or the Discovery Period, if applicable, and in accordance with Paragraph 2(b) of Exclusion K, if applicable. Failure to provide written notice as prescribed above shall result in a forfeiture of any rights to coverage hereunder in respect of such Occurrence.

B. PERMISSIVE NOTICE

Any Insured may at any time during the Policy Period or Discovery Period give notice of an Occurrence to the Company in the manner provided in Section D of this Article V.

C. PERMISSIVE NOTICE OF INTEGRATED OCCURRENCE

The Insured may at its option give written notice to the Insurer of any Occurrence as an "Integrated Occurrence" by designating it as such and giving such notice in the manner provided in Section D of this Article V. Once the Insured gives Notice of Integrated Occurrence, all Personal Injury or Property Damage that falls within the Integrated Occurrence (as provided in the terms, conditions and exclusions of this Policy) shall be treated as such for all purposes under this Policy irrespective of whether this Policy has been terminated after the Insured has given Notice of Integrated Occurrence. The limit of liability applicable to such Integrated Occurrence shall be the limit described in Article II of this Policy.

D. MANNER OF NOTICE

(1) Notice of Occurrence must explicitly be designated as such in writing and must be directed to the Insurer's Claims Department at the address set forth in Item 8(a) of the Declarations.

(2) Information (including, without limitation, information about pending and/or prior claims, reserves or payments, loss runs, etc.) submitted (whether face-to-face, by mail, telex, courier, facsimile or otherwise) to the Insurer's underwriter(s) (whether in an initial or annual renewal application/submission or otherwise) shall not constitute notice of Occurrence. All material directed to the Insurer at the address indicated in Item 8(b) of the Declarations shall be deemed to have been submitted to the Insurer's underwriters (unless otherwise acknowledged by the Insurer in writing).

VI. CONDITIONS

A. PREMIUM

The premium for this Policy is a flat premium and is not subject to adjustment, except as specifically provided herein. The premium shall be paid to the Insurer.

B. INSPECTION

The Insurer shall be permitted but not obligated to inspect the Insured's property, operations, books, records and files at any time. Neither the Insurer's right to make inspections nor the making thereof or of a report thereon shall constitute an undertaking on behalf of or for the benefit of the Insured or others to determine or warrant that such property or operations are safe or are in compliance with any statute, law, ordinance, rule or regulation.

C. CROSS LIABILITY

In the event of a Claim being made by reason of Personal Injury suffered by an employee of one Insured hereunder for which another Insured hereunder is or may be liable, this Policy shall cover such Insured against whom such a Claim is made or may be made in the same manner as if separate policies had been issued to each Insured hereunder.