# TABLE OF CONTENTS

NOTICE: THIS TABLE OF CONTENTS IS FOR REFERENCE PURPOSES ONLY. IT IS NOT PART OF THE TERMS, CONDITIONS OR EXCLUSIONS OF THIS POLICY AND IS NOT INTENDED TO AFFECT THE MEANING OF SUCH TERMS, CONDITIONS OR EXCLUSIONS.

| Article | Page |
|---------|------|
| Article I | 1     |
| Article II | 1    |
| Article III | 3   |
| A. Advertising Liability | 3   |
| B. Aircraft | 3   |
| C. Annual Period | 3   |
| D. Automobile | 3   |
| E. Bodily Injury | 3   |
| F. Claim | 3   |
| G. Commercial Aviation Operations | 3   |
| H. Damages | 3   |
| I. Defense Costs | 3   |
| J. Discharge | 4   |
| K. Discovery Period | 4   |
| L. Executive Officer | 4   |
| M. Expected or Intended | 4   |
| (1) Nature of Expectation or Intent | 4   |
| (2) Timing of Determination | 4   |
| (3) Commercial Risk | 5   |
| N. Inception Date | 5   |
| O. Incidental Watercraft Use | 5   |
| P. Insured | 5   |
| Q. Insured's Products | 7   |
| R. Integrated Occurrence | 7   |
| S. Joint Venture | 7   |
| T. Named Insured | 7   |
| U. Notice of Integrated Occurrence | 7   |
| V. Occurrence | 7   |
| W. Personal Injury | 8   |
| X. Policy Period | 8   |
| Y. Pollutant | 8   |
| Z. Product Pollution Liability | 8   |
| AA. Property Damage | 8   |
| AB. Termination or Termination Date | 9   |
| AC. Ultimate Net Loss | 9   |
| AD. Waste | 9   |
| AE. Watercraft | 9   |
| Article IV | 9   |
| EXCLUSIONS | 9   |
| A. Prior to Inception Date | 9   |
| B. Unemployment Compensation, Etc. | 9   |
| C. Professional Services | 9   |
| D. Owned Property: Care, Custody or Control, Etc. | 10  |
| E. Efficacy, Loss of Use, Etc. | 10  |
| F. Advertising | 11  |
| G. War | 11  |

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