- Employees covered as insureds while driving non-owned autos on company business. Also covers the owners of non-owned autos.
- Covers former employees of the insured for suits brought against them at any time as a result of their actions during their employment by the named insured.
- Drive Other Car Coverage
- Motor Carrier Act end't.
- Employees and retirees are included as additional insureds as respects their participation in IBM's Alcohol & Drug Information Program.
- Policy territory is worldwide for claims or suits brought within U.S.A. For operations of employees outside of U.S. on U.S. payroll, coverage also applies to claims or suits brought anywhere except Iron Curtain Countries.
- Vehicles hired in the name of an employee for use on company business shall be deemed to be hired by the named insured.
- 60 Day Notice of Cancellation
- Fellow employee exclusion deleted
- Transit strike insurance covering the interest of the owner, operator or any person or organization legally responsible for vehicles used on behalf of employees for car pool.
- Premium - To be Advised (5/21/86-87)

C. **Employers Liability**

Carrier - Liberty Mutual
Limit - $500,000 policy aggregate for occupational disease
500,000 bodily injury by accident
500,000 each employee for occupational disease

D. **Aircraft (incl. non-ownership) Liability**

Carrier - Associated Aviation Underwriters
Limit - $20,000,000 each occurrence
Premium - $20,000 app.