# IMPORTANT NOTICE TO THE INSURED

THIS IS A STAND ALONE EXCESS LIABILITY POLICY.

THE TERMS AND CONDITIONS OF THIS POLICY ARE NOT NECESSARILY CONSISTENT WITH THE TERMS AND CONDITIONS OF ANY POLICY WHICH MAY INSURE THE RETAINED AMOUNT OR THE TERMS AND CONDITIONS OF ANY POLICY WHICH SHARES THE SAME LAYER AS THIS POLICY.

SUCH INCONSISTENCY MAY RESULT IN A GAP IN COVERAGE WHICH MAY REQUIRE THE INSURED TO BEAR FINANCIAL RESPONSIBILITY AND/OR OBLIGATION AT THE TIME OF LOSS.

READ THIS POLICY CAREFULLY.