# WATER DAMAGE EXCLUSION - AMENDED

This endorsement is effective concurrently with the policy to which it is attached.

It is agreed that:

1. The policy does not apply to injury to or destruction of buildings or property therein, wherever occurring arising out of any of the following causes, if such cause occurs on or from premises owned by or rented to the named insured: (1) the discharge, leakage or overflow of water or steam from plumbing, heating, refrigerating or air-conditioning systems, standpipes for fire hose, or industrial or domestic appliances, or any substance from automatic sprinkler systems, (2) the collapse or fall of tanks or the component parts or supports thereof which form a part of automatic sprinkler systems, or (3) rain or snow admitted directly to the building interior through defective roofs, leaders or spouting, or open or defective doors, windows, skylights transoms or ventilators; but this exclusion does not apply to loss due to fire, to the use of elevators or escalators or to operations performed by independent contractors.

2. The exclusion in the policy relating to the same subject matter is replaced by the foregoing.

ZURICH INSURANCE COMPANY
AMERICAN GUARANTEE AND LIABILITY INSURANCE COMPANY

Countersigned: [Signature]
Duly authorized agent: [Signature]

Form 2200
20M 542
100 cWMM

Z 006868
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This document outlines an amendment to a policy regarding water damage exclusions, specifying the conditions under which the policy does not cover certain types of water-related damages.