**Johnson & Higgins**

**Page 2**
**January 10, 1992**
**Mr. Patrick J. Noone**

- The Schedule of Underlying Insurance contains a few errors.
  - The New England Insurance Company is the only participant in the $10,000,000 excess of $50,000,000 layer. The Travelers Insurance Company should be removed.
  - As respects the $55,000,000 excess of $60,000,000 layer, the Northfield Insurance Company is not a participant on the placement.
  - Once removed, the participation percentages will increase for the remaining carriers in this layer.

- Finally, we have requested the following endorsements be added to the policy:
  - Follow Form Employee Benefit Liability
  - Follow Form Incidental Medical Malpractice (The Professional Liability exclusion will have to be modified as well to provide this coverage).
  - Canadian Premium Allocation Endorsement
  - Deletion of the Employers Liability Occupational Disease Exclusion.

Pat, we expect to have these issues resolved shortly. Upon receipt of the amendatory endorsements, we will forward them to you immediately.

In the meantime, if you have any other concerns or questions regarding this policy, please do not hesitate to call me.

Very truly yours,

**Stephen B. Luongo**
Assistant Vice President

SBL6/di
cc: W. Carroll - J&H
     N. De Capua - J&H
     R. Michel - J&H
     C. Tiberio - IBM

Enclosure