**Johnson & Higgins**
Established 1845

**September 27, 1991**

**Mr. Chris Tiberio**
**Insurance Department**
**International Business Machines Corporation**
**208 Harbor Drive**
**P.O. Box 10501**
**Stamford, CT 06904-2501**

**COMMERCIAL GENERAL LIABILITY**
**POLICY NO.:** GLO6347605-00
**EFFECTIVE:** MAY 21, 1989 - MAY 21, 1992

Dear Chris:

In accordance with your letter of August 23, 1991, attached is Endorsement #36 to be added to the captioned policy including the Air Force Commissary Services as an Additional Insured. Note that for some reason the endorsement is effective May 23, 1991 and I am sure you will find this acceptable as the request for coverage was dated August 23, 1991.

I trust you find the attached in order and ask that you call me, should you have any questions.

Very truly yours,

**Richard T. Michel**
Vice President

**RTM8/di**

Enclosure

**IBM 063152**