# Zurich-American Insurance Group

## INFORMATION PAGES - DEDUCTIBLE AGREEMENT
SELF-INSURER: IBM CORPORATION

## 15. COMPUTATION OF MINIMUM FEES AS RESPECTS THE FOLLOWING IN THE EVENT THIS AGREEMENT IS TERMINATED BY SELF-INSURER

a. Fixed Fee

b. Zurich Variable Fee

Minimum charges for the preceding are the annual deposit or annual estimated charges as specified in this Agreement.

Payment of minimum charges for the preceding is due within ten (10) days of receipt of the Company's demand therefore.