**Endorsement**

**THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.**

**ZURICHAMERICAN**

**POLICY NO.** GLO 63-47-605-00

**EFF. DATE OF POL.**  
**EXP. DATE OF POL.**  
**EFF. DATE OF END.**  
**AGENCY NO.**  
**ADD'L PREM.**  
**RETURN PREM.**  

**Named Insured** INTERNATIONAL BUSINESS MACHINE CORP.

**Address (including ZIP Code)**

This endorsement modifies insurance provided by the following:

**COMMERCIAL GENERAL LIABILITY**

**WORLDWIDE PRODUCTS AND EMPLOYEES ON U.S. PAYROLL COVERAGE**

IT IS AGREED THAT AS RESPECTS COVERAGE AFFORDED HEREUNDER, THIS POLICY IS EXTENDED TO APPLY TO ACCIDENTS OCCURRING ANYWHERE IN THE WORLD, SUBJECT TO THE FOLLOWING CONDITIONS:

AS RESPECTS PRODUCTS AND COMPLETED OPERATIONS, THE POLICY TERRITORY DEFINITIONS IS DELETED AND REPLACED BY THE FOLLOWING:

1. A) THE COMPANY SHALL HAVE NO OBLIGATION UNDER SUPPLEMENTARY PAYMENTS, SECTION I WITH RESPECT TO ACCIDENT(S) OCCURRING OUTSIDE OF THE UNITED STATES OF AMERICA, ITS TERRITORIES OR POSSESSIONS OR CANADA, UNLESS THE CLAIM OR SUIT AGAINST THE INSURED WITH RESPECT TO ANY SUCH ACCIDENT(S) IS BROUGHT WITHIN THE UNITED STATES OF AMERICA, ITS TERRITORIES OR POSSESSIONS OR CANADA AND;

B) WITH RESPECT TO ANY CLAIM OR SUIT BROUGHT AGAINST THE INSURED ARISING OUT OF AN ACCIDENT(S) OCCURRING OUTSIDE OF THE UNITED STATES OF AMERICA, ITS TERRITORIES, POSSESSIONS OR CANADA, THE COMPANY WILL REIMBURSE THE INSURED FOR THE AMOUNT OF ANY EXPENSES INCURRED BY THE INSURED WITH THE CONSENT OF THE COMPANY IN THE DEFENSE OF ANY SUCH SUIT AND SUCH PART OF SUCH JUDGMENT AS DOES NOT EXCEED THE LIMIT OF THE COMPANY'S LIABILITY HEREUNDER INCLUDING ALL COST TAXED AGAINST THE INSURED IN ANY SUCH SUIT AND ALL INTEREST ACCRUING AFTER ENTRY OF JUDGMENT UNTIL THE INSURED HAD PAID OR TENDERED OR DEPOSITED IN COURT SUCH PART OF SUCH JUDGMENT AS DOES NOT EXCEED THE LIMIT OF THE COMPANY'S LIABILITY HEREUNDER.

**Countersigned**  
**Authorized Representative**  
**U-GL-113-B CW (4-89)**  
**IBM 063118**