**Johnson & Higgins**
95 Wall Street
New York, New York 10005

**READ & REPLY**

| PRIORITY | URGENT |
|----------|--------|
|          |        |

**TO:** National Union
**DATE:** 2/23/81
**SUBJECT:** 1PM umbrella renewal

**MESSAGE**

Please retain attachment #4 until the attached page as per the 1PM renewal agreement sent to you on 2/18/81.

**SIGNED:** Dirk Mitchell

**REPLY**

9910310

**SIGNED:** Frank

**DATE:**

**RECEIVER:** WRITE REPLY, DETACH STUB, KEEP PINK COPY, RETURN WHITE COPY TO SENDER.