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## PROVISIONS

A. The Company, with respect to its own account (or that of its treaty reinsurers) the amount of liability specified in Item 7C unless otherwise provided herein, and the liability of the Reinsurer in Item 7D shall follow that of the Company, except as otherwise specifically provided herein, and shall be subject and subject to all the terms and conditions of the Company's policy. The Company shall furnish the Reinsurer with a copy of its policy and all endorsements thereto which in any manner affect this Certificate and shall make available for inspection and photocopy at the disposal of the Reinsurer's authorized representatives at no charge, all or any of its records relating to this reinsurance or claims in connection therewith.

B. Prompt notice shall be given to the Reinsurer by the Company of any claim, occurrence or accident which appears likely to involve this reinsurance and while the Reinsurer does not undertake to investigate or defend claims or suits it shall nevertheless have the right and be given the opportunity to associate with the Company and its representatives at the Reinsurer's expense in the defense and control of any claim suit or proceeding involving this reinsurance, with the full cooperation of the Company.

C. Any delay, error, omission or non-compliance made by Dar Allen Reinsurance Agency, Inc., in connection with this reinsurance shall not invalidate the liability of the Reinsurer hereon provided that any such delay, error, omission or negligent act is corrected as soon as it is discovered.

D. All losses, liabilities under this reinsurance when settled by the Company shall be binding on the Reinsurer, which shall be bound to pay its proportion of such settlements, and in addition thereon, in the ratio that the Reinsurer's loss payment bears to the Company's loss payment, with respect to business accepted on an excess of loss basis and in the ratio that the Reinsurer's proportion of business other than Company salaries and office expenses, incurred by the Company in the investigation and settlement of claims and suits and with the prior consent of the Reinsurer to final court proceedings, its proportion of court costs and interest on any judgment or award.

E. Any portion of the proportion of loss and/or damage incurred by the Company will be made by the Reinsurer to the Company promptly following receipt of proof of loss.

F. The Reinsurer will be paid or credited by the Company with its proportion of salvage or reimbursement obtained or recovery made by the Company. In the event that less than Company salaries and office expenses of obtaining such reimbursement or making such recovery, the reinsurance afforded by this Certificate is on the excess of loss basis, salvage shall be applied in the order of the order of which liability attaches.

G. The Company will be liable for all taxes or premiums tendered to the Reinsurer under this Certificate.

H. In the event of a change in the Company, the terms of this Certificate are amended to conform to the statute of any state of the United States having jurisdiction over the business of such reinsurances as afforded hereunder may be credited to the company as an additional asset in the event of its bankruptcy. It is understood that, subject to such amendment, the Reinsurer may avail itself of any other privilege of any such statute applicable.

I. This Certificate is not subject to the Standard Nuclear Incident Exclusion Clause(s) and Standard War Exclusion Clause(s) for the reason that it is not a direct policy.

J. Termination of this Certificate shall not be waived or changed except by endorsement issued to form a part hereof, executed by duly authorized representative of the Reinsurer.

K. This Certificate is not cancellable. A request for cancellation by either party giving written notice to the other stating the reason for such cancellation, and the other party, within ten days of the date of the Company's notice, if the Company's notice was received from the Reinsurer, or within fifteen days after the date of the notice, if the notice was received from the Company, shall be effective but less than Thirty (30) days from the date of the notice, and if the notice is received from the Company, the premium is paid in advance of the premium due date, the cancellation shall be effective thirty (30) days from the date of the notice, but not later than the next premium due date.