# NON-PREMIUM ENDORSEMENT

| Date Prepared | Endorsement No. |
|---------------|-----------------|
| 6-22-95 lvl1   | 3               |

**Issued By**

- Zurich Insurance Company
- Zurich American Insurance Company of Illinois

**Policy Number:** HXLU 037071  
**Certificate Number:**  
**Named Insured:** International Business Machine Corp.

**Producer:** Johnson & Higgins  
**Producer No.:** OPC  
**Producer No.:** 50138-081  

**Policy Period:**
- Inception (Month-Day-Year): 01-01-95
- Expiration (Month-Day-Year): 05-21-95
- Effective Date & Time of Endorsement: 01-01-95

**It is agreed that this policy is hereby amended as indicated. All other terms and conditions of this policy remain unchanged.**

In consideration of the premium charged, it is agreed that the words "Thirty (30) days" in line 8 of Condition 5, is hereby deleted and are replaced by the words "Sixty (60) days".

**Signature of Authorized Representative**

Z22300 F (ST) 11/81