**ENDORSEMENT # MN0003**

This endorsement, effective 12:01 AM 05/21/94 ——

Forms a part of policy no.: 5044199

Issued to: INTERNATIONAL BUSINESS MACHINES CORP.

By: LEXINGTON INSURANCE COMPANY

**DEFENSE COST PAYMENTS**

In consideration of the premium charged, it is agreed that any Defense Cost Payments made under this policy shall not reduce the Limits of Liability otherwise available.