# Document Title: [Insert Title Here]

## Section I: Definitions

### 1.1 "Insured Highway Vehicle" means:
A highway vehicle which causes bodily injury to an insured person out of physical contact with such vehicle with the insured or with a vehicle which the insured was occupying at the time of the accident, provided that there cannot be ascertained the identity of either the operator or owner thereof.

### 1.2 "Insured" or someone on his behalf shall have reported the accident either within 72 hours to a police, peace or judicial officer or to the company within 30 days thereafter and shall file with the company within 30 days thereafter a statement under oath that the insured or his legal representative has a cause or causes of action arising out of such accident for damages against a person or persons other than the company, setting forth the facts supporting thereof; and

### 1.3 At the company's request, the insured or his legal representative may inspect and test the vehicle which the insured was occupying at the time of the accident.

### 1.4 "Insured Highway Vehicle" means:
A highway vehicle which is used in the course of an insured highway vehicle in which the bodily injury caused by the accident is covered by the policy.

### 1.5 "Vehicle" temporarily used as a substitute for an insured highway vehicle as described in subparagraph (a) above, and which is not owned from normal use vehicle.

### 1.6 "Insured" or "Insured Person" means:
(a) While being operated by the named or designated insured or by the spouse of either if a resident of the same household.
(b) The term "insured" or "insured person" shall not include:
(i) A vehicle while used as a public or livery conveyance, unless such use is specifically declared and described in this policy.
(ii) A vehicle while being used without the knowledge or consent of the owner.
(iii) Under subparagraphs (a), (b), or (c) above, a vehicle owned by the named insured, under subparagraphs (a), (b), or (c) above, a vehicle owned or any resident of the same household as the named or designated insured; or
(iv) Under subparagraphs (a), (b), and (c) above, a vehicle furnished for the regular use of the named insured or any resident of the same household.

### 1.7 "Occupying" means:
(a) A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident with respect to any person or organization legally responsible for the accident.
(b) A highway vehicle with respect to the ownership, maintenance or use of which there is no such high limits of liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
(c) A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
(d) A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
(e) A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
(f) A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
(g) A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
(h) A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
(i) A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
(j) A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
(k) A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
(l) A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
(m) A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
(n) A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
(o) A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
(p) A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
(q) A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
(r) A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
(s) A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
(t) A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
(u) A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
(v) A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
(w) A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
(x) A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
(y) A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
(z) A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{aa} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{ab} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{ac} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{ad} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{ae} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{af} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{ag} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{ah} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{ai} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{aj} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{ak} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{al} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{am} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{an} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{ao} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{ap} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{aq} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{ar} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{as} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{at} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{au} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{av} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{aw} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{ax} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{ay} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{az} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{ba} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{bb} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{bc} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{bd} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{be} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{bf} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{bg} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{bh} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{bi} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{bj} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{bk} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{bl} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{bm} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{bn} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{bo} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{bp} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{bq} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{br} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{bs} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{bt} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{bu} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{bv} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{bw} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{bx} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{by} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{bz} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{ca} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{cb} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{cc} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{cd} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{ce} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{cf} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{cg} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{ch} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{ci} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{cj} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{ck} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{cl} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{cm} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{cn} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{co} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{cp} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{cq} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{cr} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{cs} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{ct} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{cu} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{cv} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{cw} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{cx} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{cy} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{cz} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{da} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{db} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{dc} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{dd} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder; or
{de} A highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state where the accident occurred, high limits of liability for bodily injury liability bond or insurance policy applicable at the time of the accident but the company