# Malpractice Endorsement

**POLICY NO:** 0550600  
**EFFECTIVE DATE:** DEC. 31, 1966  
**SCHEDULE NO:** 54-515  
**ADDITIONAL PREMIUM:** $  
**RETURN PREMIUM:** $  

**Named Insured:** INTERNATIONAL BUSINESS MACHINES CORPORATION, ETAL

This endorsement is issued by that company named below which is the insurer under the policy of said named insured and forms a part of said policy as of the effective date hereof.

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**MALPRACTICE ENDORSEMENT**

IT IS AGREED THAT SUCH INSURANCE AS IS AFFORDED BY THIS POLICY IS COVERED:

INJURY, SHOCK OR MENTAL ANGUISH INCLUDING DEATH AT ANY TIME THEREFROM, SUSTAINED DURING THE POLICY PERIOD BY ANY PERSON NOT ENGAGED IN THE EMPLOYMENT OF THE INSURED AND ARISING FROM PRACTICE, ERROR OR MISTAKE COMMITTED (A) IN THE RENDERING OR RENDERING MEDICAL, DENTAL, OPTICAL, SURGICAL OR NURSING SERVICES OR (B) THE FURNISHING OR DISPENSING OF DRUGS, OR MEDICAL, OPTICAL OR SURGICAL SUPPLIES OR APPLIANCES IF THE ACCIDENT OR THE INSURED HAS RELINQUISHED POSSESSION THEREOF TO THE INSURED FOR RENDERING OR FAILURE TO RENDER SERVICES OR TREATMENTS BY PSYCHOLOGISTS.

SUCH INSURANCE AS IS AFFORDED BY THIS ENDORSEMENT SHALL EXIST IN FAVOR OF PHYSICIANS AND NURSES EMPLOYED BY THE NAMED INSURED ONLY WHILE ACTING WITHIN THE SCOPE OF EMPLOYMENT AND WHILE PERFORMING SERVICES IN HOSPITALS AND CLINICS AGREED TO BY THE NAMED INSURED.

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**EXCLUSIONS**

SUCH INSURANCE AS IS AFFORDED BY THIS ENDORSEMENT SHALL NOT APPLY:

(A) INJURY ARISING OUT OF THE PERFORMANCE OF A CRIMINAL ACT BY A PERSON WHILE UNDER THE INFLUENCE OF INTOXICANTS.

(B) LIABILITY OF OTHERS ASSUMED BY THE INSURED UNDER ANY AGREEMENT OR LIABILITY ASSUMED BY THE INSURED WITHOUT GUARANTEEING THE RESULT OF ANY TREATMENT.

(C) ANY USE OF X-RAY APPARATUS FOR THERAPEUTIC TREATMENT.

(D) LIABILITY OF THE INSURED AS PROPRIETOR, SUPERVISORY OR OFFICER OF ANY HOSPITAL, SANITATORIUM, CLINIC, WIRE SERVICE FACILITIES OR BUSINESS ENTERPRISES.

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**ZURICH INSURANCE COMPANY**  
**AMERICAN GUARANTEE AND LIABILITY INSURANCE COMPANY**

**Counterparty Signature:**