# THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

## ENDORSEMENT # 13

This endorsement, effective 12:01 A.M. 01/01/95 forms a part of Policy No. RMGL 121-06-98 issued to International Business Machines Corporation by NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA.

**"IN REM"**

This endorsement modifies insurance provided under the following:

**COMMERCIAL GENERAL LIABILITY COVERAGE PART**

Section II - Who is an Insured - 2. a is amended to add:

e. An action "In Rem" shall be considered an action "In Personam".

**AUTHORIZED REPRESENTATIVE**

Empl as Insd.doc

Issue Date: 4/27/95