# THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

## ENDORSEMENT #31

This endorsement, effective 12:01 A.M. 01/01/95 forms a part of Policy No. RMGL 121-06-98 issued to International Business Machines Corporation by NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA

## EXCEPTION FOR FIRE DAMAGE LEGAL LIABILITY EXTENSION

This endorsement modifies insurance provided under the following:

### COMMERCIAL GENERAL LIABILITY COVERAGE FORM

#### Section I - Coverages, Coverage A.-Bodily Injury and Property Damage Liability, 2. - Exclusions, unmarked paragraph after exclusion n., is amended to read:

Exclusions c. through n. do not apply to damage by fire, smoke, explosion or water to premises while rented to you. A separate limit of insurance applies to this coverage as described in LIMITS OF INSURANCE section III).

#### Section III - Limits of Insurance, 6. is amended to read:

6. Subject to 5. above, the Fire Damage Limit is the most we will pay under Coverage A for damages because of "property damage" to premises, while rented to you, arising out of any one fire or out of water damage or smoke condition.