**THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.**

**ENDORSEMENT # 37**

This endorsement, effective 12:01 A.M. 01/01/95 forms a part of

Policy No. RMGL 121-06-98 issued to: International Business Machines Corporation

By: National union Fire Insurance Company of Pittsburgh, PA.

**Amendatory Endorsement**

This endorsement modifies insurance provided under the following:

**COMMERCIAL GENERAL LIABILITY COVERAGE FORM;**

It is agreed that such insurance as is afforded by this policy and Endorsement #3 Medical Malpractice is extended to cover the following:

Physicians contracted by the Named Insured to review medical files at locations agreed to by IBM.

All other terms and conditions remain unchanged.

**AUTHORIZED REPRESENTATIVE**

(10/95)