**THE HARTFORD**

**Policy Number:** KA 0000561

**Effective Date:** 5/21/97

**Named Insured and Address:** INTERNATIONAL BUSINESS MACHINES CORP., ETAL
OLD ORCHARD ROAD
ARMONK, NEW YORK 10504

**Endt. No.:** 5

**THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.**

# ASBESTOS HAZARD EXCLUSION (EXCESS LIABILITY POLICY)

This insurance does not apply to any damages, judgments, settlements, loss, costs or expenses that:

a. May be awarded or incurred by reason of any claim or suit alleging actual or threatened injury or damage of any nature or kind to persons or property which would not have occurred in whole or in part but for the asbestos hazard; or

b. Arise out of any request, demand or order to test for, monitor, clean up, remove, encapsulate, contain, treat, detoxify or neutralize or in any way respond to or assess the effects of an asbestos hazard; or

c. Arise out of any claim or suit for damages because of testing for, monitoring, cleaning up, removing, encapsulating, containing, treating, detoxifying or neutralizing or in any way responding to or assessing the effects of an asbestos hazard.

As used in this exclusion, "asbestos hazard" means an exposure or threat of exposure to the actual or alleged properties of asbestos and includes the mere presence of asbestos in any form.

Form L-5000-3 (Ed. 08/90) Printed in U.S.A. (NS)

Copyright Hartford Fire Insurance Company, 1990