# EXCLUSION – POLLUTION (COVERS HOSTILE FIRE)

This endorsement changes the policy. Please read it carefully.

This endorsement modifies such insurance as is afforded by the:

**FOLLOWING FORM EXCESS LIABILITY POLICY**

This insurance does not apply to:

1. "loss" arising out of the actual, alleged or threatened discharge, dispersal, seepage, migration, release, escape, disposal, storage or transportation of any "pollutants"; or
2. any "loss", "cost" or expense arising out of any:
   a. request, demand or order that any insured or others test for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or in any way respond to, or assess the effects of "pollutants"; or
   b. claim or suit by or on behalf of a governmental authority for damages because of testing for, monitoring, cleaning up, removing, containing, treating, detoxifying or neutralizing, or in any way responding to, or assessing the effects of "pollutants".

"Pollutants" means any solid, liquid, gaseous or thermal irritant or contaminant, including smoke, vapor, soot, fumes, acids, alkalis, chemicals and waste. Waste includes materials to be recycled, reconditioned or reclaimed.

"Hostile fire" means one which becomes uncontrollable or breaks out from where it was intended to be.

Paragraph 1. of this exclusion does not apply to "loss" or "costs" caused by heat, smoke or fumes from a "hostile fire".

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