# Commercial General Liability

## EXCLUSION – EMPLOYMENT-RELATED PRACTICES

This endorsement changes the policy. Please read it carefully.

This endorsement modifies insurance provided under the following:

**FOLLOWING FORM EXCESS LIABILITY POLICY**

This insurance does not apply to "loss" arising out of any:
1. Refusal to employ;
2. Termination of employment;
3. Coercion, demotion, evaluation, reassignment, discipline, defamation, harassment, humiliation, discrimination, or other employment-related practices, policies, acts or omissions; or
4. Consequential "loss" as a result of 1., 2. or 3. above.

This exclusion applies whether the insured may be held liable as an employer or in any other capacity, and to any obligation to share damages with or repay someone else who must pay damages because of the injury.