# COMMERCIAL GENERAL LIABILITY

## THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
## AMENDATORY ENDORSEMENT – NEW YORK

This endorsement modifies insurance provided under the following:

**FOLLOWING FORM EXCESS LIABILITY POLICY**

1. The second paragraph of Provision 10-Cancellation is deleted and replaced with the following:
   a. **Cancellation For Policies In Effect 60 Days or Less**
   
      We may cancel this policy by mailing or delivering to the insured first named in Item 1 of the Declarations Page written notice of cancellation at least:
      
      (1) 30 days before the effective date of cancellation if we cancel for any reason not included in paragraph (2) below.
      
      (2) 15 days before the effective date of cancellation if we cancel for any of the following reasons:
         - (a) Nonpayment of premium;
         - (b) Conviction of a crime arising out of acts increasing the hazard insured against;
         - (c) Discovery of fraud or material misrepresentation in the obtaining of the policy or in the presentation of a claim thereunder;
         - (d) After issuance of the policy or after the last renewal date, discovery of an act or omission, or a violation of any policy condition, that substantially and materially increases the hazard insured against, and which occurred subsequent to inception of the current policy period;
         - (e) Material change in the nature or extent of the risk, occurring after issuance or last annual renewal anniversary date of the policy, which causes the risk of loss to be substantially and materially increased beyond that contemplated at the time the policy was issued or last renewed;
         - (f) Required pursuant to a determination by the Superintendent that continuation of our present premium volume would jeopardize our solvency or be hazardous to the interest of our policyholders, our creditors or the public; or
         - (g) A determination by the Superintendent that the continuation of the policy would violate, or would place us in violation of, any provision of the Insurance Code.

   b. **Cancellation Of Policies In Effect For More Than 60 days**
   
      If this policy has been in effect for more than 60 days, or if this policy is a renewal or continuation of a policy we issued, we may cancel this policy only for any of the reasons listed in paragraph a. (2) above provided we mail the insured first named in Item 1 of the Declaration Page a notice of cancellation at least 15 days before the effective date of cancellation.

We will mail or deliver our notice including the reason to the insured first named in Item 1 of the Declarations Page at the address shown in the policy and the authorized agent or broker.

2. The following Provisions are added to the policy:
   a. **NONRENEWAL AND CONDITIONAL RENEWAL**
      - (1) Nonrenewal
         
         If we decide not to renew this policy we will send notice as provided in paragraph c. below along with the reason for nonrenewal.
      - (2) Conditional Renewal
      
         If we condition renewal of this policy upon:
         
         - (a) Change of limits;
         - (b) Change in type of coverage;
         - (c) Reduction of coverage;
         - (d) Increased deductible;
         - (e) Addition of exclusion; or

CG T9 38 03 91
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