**POLICY NO:** 8826230  
**EFF. DATE OF POL:** 1-1-76  
**EFF. DATE OF END:** 1-1-76  
**AGENCY NO:**  
**ADD'L PREMIUM:** $  
**RETURN PREMIUM:** $  

**Named Insured**

This endorsement is issued by that company named below which is the insurer under the policy designated above issued to the Named Insured and forms a part of said policy as of the effective date hereof, at the hour stated in the policy Declarations.

**NOTICE TO COMPANY:**
(11) NOTICE GIVEN BY OR ON BEHALF OF THE INSURED TO ANY AUTHORIZED AGENT OF THE COMPANY WITH PARTICULARS SUFFICIENT TO IDENTIFY THE INSURED, SHALL BE DEEMED TO BE NOTICE TO THE COMPANY. FAILURE TO GIVE SUCH NOTICE WITHIN THE TIME SPECIFIED IN THE POLICY SHALL NOT INVALIDATE ANY CLAIM MADE BY THE INSURED IF IT SHALL BE SHOWN NOT TO HAVE BEEN REASONABLY POSSIBLE TO GIVE SUCH NOTICE WITHIN THE PRESCRIBED TIME AND THAT NOTICE WAS GIVEN AS SOON AS PRACTICABLE.

THE WORDING "AS SOON AS PRACTICABLE" SHALL MEAN AFTER AN ACCIDENT BECOMES KNOWN TO THE MANAGER OF INSURANCE AT THE INSURED'S OFFICE AT ARMONK, N.Y.

**OTHER INSURANCE:**
(12) IT IS AGREED THAT CONDITION 6 OF THE POLICY, ENTITLED "OTHER INSURANCE" IS AMENDED TO READ AS FOLLOWS:

THE INSURANCE AFFORDED BY THIS POLICY BE EXCESS OVER ANY OTHER VALID AND COLLECTIBLE INSURANCE.

**SUBROGATION:**
(13) IN THE EVENT OF ANY PAYMENT UNDER THIS POLICY, THE COMPANY SHALL BE SUBROGATED TO THE EXTENT OF SUCH PAYMENT, TO ALL THE INSURED'S RIGHTS OF RECOVERY THEREFORE AND THE INSURED SHALL EXECUTE ALL PAPERS REQUIRED AND SHALL DO EVERYTHING THAT MAY BE NECESSARY TO SECURE SUCH RIGHTS, BUT THE COMPANY SHALL HAVE NO RIGHTS OF SUBROGATION AGAINST ANY OWNED OR CONTROLLED, SUBSIDIARY OR AFFILIATED COMPANIES OF THE NAMED INSURED. THE COMPANY WILL ACT IN CONCERT WITH ALL OTHER INTERESTS CONCERNED (INCLUDING THE INSURED) IN THE EXERCISE OF SUCH RIGHTS OF RECOVERY, IF ANY AMOUNT IS RECOVERED AS A RESULT OF SUCH PROCEEDING SUCH AMOUNT SHALL BE APPORTIONED AS FOLLOWS:

**ZURICH INSURANCE COMPANY**
**AMERICAN GUARANTEE AND LIABILITY INSURANCE COMPANY**

Countersigned:  
**Wayne Nigro**  
Authorized agent

**FORM 1104 REV. 1/1978**