**UNINSURED MOTORISTS INSURANCE CHANGE IN LIMITS OF LIABILITY**

This endorsement is issued by that company named below which is the insurer under the policy designated above issued to the Named Insured and forms a part of said policy as of the effective date hereof, at the hour stated in the policy Declarations.

IT IS AGREED THAT IF THE ACCIDENT OCCURS IN A STATE WHERE THE LIMITS SET FORTH FOR UNINSURED MOTORISTS INSURANCE EXCEED THE APPLICABLE LIMITS STATED IN THE DECLARATIONS THE LIMIT OF THE COMPANY'S LIABILITY FOR THE COVERAGE SHALL BE THE APPLICABLE LIMITS SET FORTH IN SUCH LAW.

**ZURICH INSURANCE COMPANY**
**AMERICAN GUARANTEE AND LIABILITY INSURANCE COMPANY**

[Signature]