**Endorsement 21**

**POLICY NO:** 08 26 230  
**EFF. DATE OF POL:** 1-1-76  
**EFF. DATE OF END:** 1-1-76  
**AGENCY NO:** 50-513  
**ADD'L PREMIUM:** $  
**RETURN PREMIUM:** $  

**Named Insured:** International Business Machines Corp., Etal

This endorsement is issued by that company named below which is the insurer under the policy designated above issued to the Named insured and forms a part of said policy as of the effective date hereof, at the hour stated in the policy Declarations.

It is agreed as respects to Endorsement 1 Item 1.(A) is amended to read:

1.(A) The Company shall have no obligation under supplementary payments, paragraph A with respect to accident(s) occurring outside of the United States of America, its territories or possessions, unless the claim on suit against the Insured with respect to any accident(s) is brought within the United States of America, its territories or possessions and

**Johnson & Higgins**  
**DATE:** 5-26-77

**ZURICH INSURANCE COMPANY**
**AMERICAN GUARANTEE AND LIABILITY INSURANCE COMPANY**

**Countersigned:**
**Victor Vigo**  
**Authorized agent**

**Form 1104 REV. 1/79**