# Endorsement 22

**Policy No:** 88 26 230  
**EFP Date of Pol:** 1-1-76  
**EFP Date of End:** 1-1-76  
**Agency No:** 50-515  
**Add'l Premium:** $  
**Return Premium:** $  

**Named Insured:** International Business Machines Corp., Etal  

This endorsement is issued by the company named "Zurich" which is the insurer under the policy designated above, issued to the Named Insured and forms a part of said policy as of the effective date hereof, at the hour stated in the policy declarations.

It is agreed as respects to Endorsement 18 correcting Endorsement number 13. All wording is deleted and replaced by:

"In consideration of the premium charged, it is understood and agreed that the foreign employees of I.B.M. World Trade Corp. and its subsidiaries are additional Insureds under this policy but only while on assignment within the United States of America."

**Johnson & Higgins**  
**DATE:** 5-26-77

**ZURICH INSURANCE COMPANY**
**AMERICAN GUARANTEE AND LIABILITY INSURANCE COMPANY**

**Authorized agent:**