# ENDORSEMENT #00016

**THIS ENDORSEMENT EFFECTIVE 12:01 A.M. 05/21/91 FORMS A PART OF POLICY NO. 308-31-33 ISSUED TO INTERNATIONAL BUSINESS MACHINES CORP. BY NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA.**

**INCIDENTAL MEDICAL MALPRACTICE FOLLOW FORM**

**IN CONSIDERATION OF THE PREMIUM PAID IT IS UNDERSTOOD AND AGREED THAT THE POLICY SHALL NOT APPLY TO INJURY ARISING OUT OF THE RENDERING OR FAILURE TO RENDER DURING THE POLICY PERIOD, THE FOLLOWING SERVICES:**

A) MEDICAL, SURGICAL, DENTAL, X-RAY, OR NURSING SERVICE OR TREATMENT OR THE FURNISHING OF FOOD OR BEVERAGE IN CONNECTION THEREIN OR:

B) THE FURNISHING OR DISPENSING OF DRUGS OR MEDICAL, DENTAL OR SURGICAL SUPPLIES OR APPLIANCES.

C) EXPENSES INCURRED BY THE INSURED FOR FIRST AID TO OTHERS AT THE TIME OF AN ACCIDENT.

D) ANY INSURED ENGAGED IN THE BUSINESS OR OCCUPATION OF PROVIDING ANY SERVICES DESCRIBED UNDER A, B, C.

E) ANY INJURY CAUSED BY AN INDEMNITY IF SUCH INDEMNITY IS IN THE BUSINESS OR OCCUPATION OF ANY SERVICES DESCRIBED UNDER A, B, C.

UNLESS SUCH LIABILITY IS COVERED BY VALID AND COLLECTIBLE UNDERLYING INSURANCE AS LISTED IN THE SCHEDULE OF UNDERLYING INSURANCE, FOR THE FULL LIMITS OF LIABILITY SHOWN HEREIN, AND THEN ONLY FOR SUCH HAZARDS FOR WHICH COVERAGE IS AFFORDED UNDER SAID UNDERLYING.

**AUTHORIZED REPRESENTATIVE**

K. Greanoli

**INSURED'S COPY**